Tell Me When I'm Going to Have My Baby

There are lots of benefits and entitlements available when you're pregnant or have a baby. You as well qualify for benefits if you're pregnant and unemployed or on a low income.

What benefits tin I claim when I'chiliad pregnant?

Complimentary prescriptions and NHS dental handling

What is information technology?

• Free NHS dental care in the UK while you're pregnant and for a yr after the baby is born.
• In England, yous qualify for gratis prescriptions while you lot're pregnant and for a year after the babe is born.
• In Scotland, Wales and Northern Republic of ireland, you qualify for costless prescriptions at all times (whether or not you're pregnant).

Who gets it?

All women who are meaning or who gave birth less than a twelvemonth ago.

How to claim

Fill out the Maternity Exemption grade (FW8) – available from your doctor or midwife.

What benefits tin I claim if I'thou working and having a baby?

Paid time off for antenatal care

What is it?

Regardless of how long you lot've been in your job, you have a right to paid fourth dimension off from piece of work to get to your antenatal appointments.

This fourth dimension off is too as your annual leave.

Antenatal care includes:

• medical and midwife appointments
• doctor-recommended appointments – for example, relaxation or parenting classes.

Your time off should include travel time to and from each date.

The infant's begetter or your partner (this includes aforementioned-sex partners) are entitled to have unpaid fourth dimension off work to get with you to two of your antenatal appointments. The maximum time is capped at six hours and 30 minutes for each appointment.

Who gets information technology?

How to merits

Tell your employer when your antenatal appointments are happening. Effort to give them as much notice equally yous can to help with work planning.

It might exist a expert idea to go during tranquillity times at work, or outside working hours if you lot can.

Discover out more than about paid time off for antenatal intendance:

• In England, Wales and Scotland, on the GOV.Britain website
• In Northern Ireland, on the nidirect website

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Our gratuitous and flexible Couch to Financial Fitness program will aid y'all build confidence to manage your coin.

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Statutory Maternity Leave and Pay

What is Statutory Maternity Go out and Pay?

When you have a baby, you're entitled to a year's motherhood leave and pay from your employer for upwards to 39 weeks while you're on go out, if yous're eligible.

Who gets it?

Employed pregnant women.

To get Statutory Maternity Pay you must take:

• average earnings of at least £120 per week, and
• been working for your employer for at least 26 weeks.

How much is Statutory Maternity Pay?

You become Statutory Motherhood Pay for 39 weeks of your 52-week motherhood leave.

The table below shows how much Statutory Maternity Pay is in the 2021/22 tax twelvemonth:

90% of your average weekly earnings earlier taxation

£151.97 or ninety% of your average weekly earnings - whichever is less

The next 13 weeks (if taken)

How to claim

To get motherhood get out, you need to tell your employer when you want to stop working by the 15th calendar week before the baby'due south due date.

You lot need to requite your employer at least 28 days' notice that you want to starting time Statutory Maternity Pay and give them proof y'all're pregnant.

Maternity Allowance

What is Motherhood Allowance?

A fortnightly or monthly payment from the regime if you tin can't claim Statutory Maternity Pay.

Who gets information technology?

Meaning women and new mums who can't claim Statutory Maternity Pay because:

• you haven't worked for your employer for long enough
• yous're self-employed
• your average pay is less than £120 per week.

How much is Motherhood Allowance?

The amount yous get is based on how much you earn.

Depending on your earnings, in the 2021/22 tax twelvemonth you could go either:

• £151.97 a week or 90% of your average weekly earnings – whichever is less – for upwardly to 39 weeks
• £27 a calendar week for up to fourteen weeks.

How to merits

If you lot alive in England, Wales or Scotland, call 0800 055 6688 or make full in the Maternity Assart (MA1) claim class on the GOV.UK website

If you lot live in Northern Ireland, telephone call 02890 823 318 for a form or download one from the nidirect website

Statutory Paternity Go out and Pay

What is Statutory Paternity Leave and Pay?

I or two weeks' paid time off work and then you can aid wait later your new baby.

Who gets it?

You lot must be:

• the child's biological father or adopter
• the female parent's partner
• the intended parent – if you're having a baby through surrogacy.

You lot must as well:

• have worked for your employer for 26 weeks past the 15th week before the baby is due
• be employed by your employer until the baby is born
• earn at least £120 a calendar week.

There are different rules if you adopt:

• If you live in England, Ireland or Scotland, notice out more than on the GOV.UK website
• If y'all alive in Northern Ireland, notice out more at nidirect

How much is Statutory Paternity Pay

Y'all get Statutory Paternity Pay for one or two weeks of your paternity get out.

In the 2021/22 taxation yr, you'll get £151.97 a week or 90% of your average weekly earnings – whichever is lower.

How to merits

Give your employer grade SC3 at least xv weeks before the week the baby is due:

• If you alive in England, Wales or Scotland, become the form SC3 on the GOV.UK website
• If yous live in Northern Ireland, download the course SC3 from nidirect

There are different rules if you adopt:

• If y'all live in England, Ireland or Scotland, notice out more than on the GOV.Uk website
• If you alive in Northern Ireland, find out more on NI Directly

Shared Parental Get out and Pay

What is Shared Parental Leave and Pay?

Up to fifty weeks' parental leave and 37 weeks' pay shared with your partner, if you're eligible.

Who gets it?

You can become Statutory Shared Parental Pay if you're employed and you lot're eligible for either:

• Statutory Maternity Pay or Statutory Adoption Pay
• Statutory Paternity Pay and your partner is eligible for Statutory Maternity Pay, Maternity Assart or Statutory Adoption Pay.

Before either parent tin can get Shared Parental Get out or Pay the mother (or the person getting adoption leave) must either:

• render to piece of work, which ends any maternity or adoption leave, or
• give their employer 'bounden notice' of the engagement when they plan to end their leave (yous cannot normally alter the date you give in binding detect).

How much is Statutory Shared Parental Pay?

In the 2021/22 tax yr, you'll get £151.97 per calendar week or 90% of your boilerplate weekly earnings – whichever is lower.

How to claim

You must give discover to your employer in writing if yous want Statutory Shared Parental Get out and Pay.

If you live in England, Wales or Scotland, in that location are downloadable forms you lot tin can employ to give notice on the GOV.UK website

If yous live in Northern Republic of ireland, get to nidirect

Find out more than well-nigh Statutory Shared Parental Leave and Pay on the GOV.United kingdom of great britain and northern ireland website

Statutory Adoption Leave and Pay

What is Statutory Adoption Leave and Pay?

When y'all adopt or take a kid through surrogacy, you're entitled to a year off piece of work and upwards to 39 weeks' Statutory Adoption Pay.

Who gets information technology?

Only one person in a couple can take adoption exit and pay. The other person could be eligible for paternity leave and pay.

Y'all must be an employee and have been:

• working for your employer for 26 weeks past the fourth dimension you're matched with a kid, or by the 15th calendar week before the infant is due
• earning an average of at least £120 a week.

How much is Statutory Adoption Pay?

You lot get Statutory Adoption Pay for up to 39 weeks of your Statutory Adoption Leave.

The table below shows how much Statutory Adoption Pay is in the 2021/22 tax yr:

xc% of your average weekly earnings before tax

£151.97 or xc% of your average weekly earnings - whichever is less

The next 13 weeks (if taken)

How to claim

Tell your employer you desire to have adoption leave and when you want it to start.

You lot should tell them within vii days of beingness told by the adoption agency you've been matched with a kid.

If you use a surrogate to have a baby, tell your employer the due date and when you lot want to start your leave at least 15 weeks before the babe is due.

Working Tax Credit

Working Tax Credit is a payment from the authorities to help top up your earnings if yous work and are on a low income. It'southward being replaced by Universal Credit.

If y'all're making a new claim you now have to apply for Universal Credit instead of Working Taxation Credit.

If y'all're already claiming Working Tax Credit and are having a baby, this might qualify as a change in circumstances. You lot'll have to tell HMRC about this alter – and you might exist asked to make a new claim for Universal Credit.

What benefits tin I claim if I'm not working or on a low income?

Employment and Support Assart (ESA)

Income-related Employment and Support Allowance (ESA) is existence replaced past Universal Credit. This ways you take to merits Universal Credit instead.

But if you've made enough National Insurance contributions, you might qualify for New Style Employment and Support Allowance. If you demand extra support with other costs – for example, your rent or bringing up children, you might be able to merits Universal Credit alongside New Mode ESA.

Income Support

You now have to make a new merits for Universal Credit instead of Income Support.

If y'all don't qualify for Maternity Allowance or Statutory Maternity Pay, are unemployed and can't look for work, or on a low income, you might be able to claim Universal Credit while you're pregnant.

Use the benefits calculator from Turn2us to see what you might qualify for.

Sure Get-go Maternity Grant

What is the Sure Start Maternity Grant?

A ane-off £500 payment from the Social Fund to help with the price of your baby.

If you lot live in Scotland, this has been replaced with the Best Start Grant (see below).

Who gets the Sure Showtime Motherhood Grant?

You'll get the grant if your new baby is the only child nether 16 in your family and you or your partner get one of the following benefits:

• Alimony Credit
• Income Support
• Universal Credit
• Income-based Jobseeker'due south Allowance
• Income-related Employment and Support Allowance
• Kid Tax Credit at a higher rate than the family element
• Working Tax Credit which includes a disability or astringent inability element.

There are more rules if you're adopting or becoming a surrogate parent.

Find out more on the GOV.Uk website

How to merits?

If you lot live in England or Wales, fill in the Sure Showtime Maternity Grant (SF100) claim form on the GOV.United kingdom website

If you live in Northern Ireland, you tin can download a claim pack from the nidirect website

Discover out more nigh the Sure Start Maternity Grant on the GOV.United kingdom website

Best Start Grant and All-time Start Foods (Scotland only)

Best First Grant and Best Start Foods provide lower-income families with fiscal support during the cardinal early on years of a child's life

Who gets information technology?

If you're under xviii, you tin can apply for Best Kickoff Grant or Best Start Foods – even if yous're not receiving whatsoever payments or benefits.

If you're over eighteen, you tin utilize if yous're getting any of the following benefits:

• Universal Credit
• Income Support
• income-based Jobseeker'south Assart
• income-related Employment and Support Allowance
• Pension Credit
• Housing Do good
• Kid Tax Credit
• Working Taxation Credit.

You tin't become a Best Commencement Grant or Best Start Foods if you only get Child Benefit.

Income limits also apply if you want to claim Best Start Foods.

Find out more nigh the All-time Start Grant, All-time Start Foods and income limits on the mygov.scot website

How much is the Best Start Grant?

The Pregnancy and Infant Payment chemical element is:

• £600 for a showtime infant and £300 for a new babe if you accept older children living with you
• £300 for whatever subsequent children
• The Early Learning Payment will be £250 per child

The School Age Payment will be £250 per child.

(2021/22 figures)

What is Best Start Foods?

Best Get-go Foods is a prepaid carte to purchase healthy foods for children nether three. It tin can be used online or in shops. You lot will get:

• £17 every 4 weeks during pregnancy
• £34 every four weeks from when your child is born until they're one year old
• £17 every four weeks between the ages of ane and three.

(2021/22 figures)

How to claim

You lot can apply for All-time Outset Grant and Best Start Foods online, by telephone or past filling out the paper form.

To find out more about applying for All-time Get-go Grant and Foods on the mygov.scot website

Healthy Beginning Schemes (in England, Wales and Northern Ireland)

The NHS Healthy Outset scheme pays eligible families with immature children (or expecting a kid) up to £eight.l a week to aid pay for 'healthy' foods such as fruit, vegetables and milk. You lot too get free vitamin supplements.

On 10 March the Good for you Showtime schemeOpens in a new window inverse from using paper vouchers to a contactless Mastercard prepaid card. If you're already receiving paper vouchers you lot will demand to apply online for your card. Vouchers can be used until their printed expiry date.

What can the Healthy Offset payments exist used for?

The weekly payment on your prepaid menu can be used towards:

• milk – plain cow's milk, whole, semi-skimmed or skimmed pasteurised, sterilised, long-life or ultra-estrus treated (UHT)
• evidently fresh and frozen fruit and vegetables
• infant formula
• vitamins – significant women, women with a child under 12 months and children aged up to iv years who are receiving Healthy Start payments are entitled to gratuitous Healthy Start vitamins – one canteen every viii weeks.

You can only employ the cards in shops (not online) that sell milk, infant formula, fruit, and vegetables and you can't withdraw cash from the bill of fare.

Who is eligible for the payments?

You'll get the payments if you're at to the lowest degree ten weeks pregnant or take a child under four and you and your family unit become 1 of the following benefits:

• Income Back up
• Income-based Jobseeker'southward Assart
• Income-related Employment Back up Assart
• Child Tax Credit – if your family's income is £16,190 or less and you're not getting Working Revenue enhancement Credit
• Working Taxation Credit – if y'all're receiving Working Tax Credit run-on. A run-on might be paid to you in the four weeks after y'all've stopped working enough hours to qualify for Working Tax Credit
• Universal Credit – if your household is earning £408 or less a calendar month
• Working Tax Credit run-on. This is the payment you lot receive for four weeks after y'all've stopped working for 16 hours or more than each week (single adults)
• Pension Credit (which includes the Child improver).

You besides qualify for Good for you Start Nutrient payments if you're non getting 1 of these benefits yourself but yous alive with your partner and they get the benefit.

If you're nether 18 and pregnant, you can too get Healthy Beginning payments – even if you don't go any of the benefits listed in a higher place.

If yous're not a British citizen but your child is, you might nonetheless be able to become Salubrious Start payments. Observe out more by scrolling to the bottom of this folio on the NHS Healthy FirstOpens in a new window website.

How much are Salubrious Start food payments?

• pregnant women (from the 10th week) and children anile i to four go £4.25 a week
• children under one get £eight.50 a calendar week.

(2021/22 figures)

How to claim

You will need to apply for your Salubrious Start carte online from the NHS Good for you Starting timeOpens in a new window website. You lot must register for a card fifty-fifty if you previously claimed newspaper vouchers.

If yous need more information you can also speak to your midwife, health company or doctor, or phone call Healthy First on 0300 330 7010 or check out the NHS Healthy Start websiteOpens in a new window.

Help with schoolhouse send

You might be able to get assistance with the costs of your child's school transport. This depends on how far you alive from the school, the age of the child and whatever disabilities.

Yous might be able to get extra support if you're on a depression income or claiming benefits.

If you live in England or Wales, you lot can cheque your eligibility on your local council'south website. Find your local quango on the GOV.UK website

If you lot live in Northern Ireland, visit the Education Say-so website

If y'all live in Scotland, get to the mygov.scot website

Scottish Child Payment

If yous live in Scotland, you or your partner are claiming sure benefits, and you or your partner are the main person looking after a child aged under vi so you might be eligible to claim a £x weekly payment for every child under six.

If yous are successful, you lot volition be paid every four weeks.

What benefits can I merits when I've had a baby?

Child Benefit

What is Child Do good?

Kid Do good is a regular payment of coin from the government to assistance with the cost of raising a child.

Only one person tin merits Child Benefit – and you tin can claim for every child you're responsible for.

Who gets information technology?

Anyone responsible for a child under 16 (or under 20 if they're in educational activity or grooming).

How much is Child Benefit?

The rates for the 2021/22 tax yr are:

• £21.15 a calendar week for the eldest or only child
• £xiv.00 a week for each additional child.

How to merits

If either of you earns over £50,000 a year

If either you or your partner has an income of more than £50,000 a twelvemonth, yous'll have to pay dorsum some or all your Child Benefit in the form of extra Income Tax. But it could still be worth applying to help protect your state pension.

Child Tax Credit

Child Tax Credit has been replaced by Universal Credit for all new claims. You may be able to merits the child element of UC for up to ii children until they reach the age of 19 (or 20 in some cases) and are in full-time approved education or training – non at academy.

If you lot're already getting Child Tax Credit, you'll demand to tell HMRC when the baby's built-in and you might be asked to claim Universal Credit instead.

If you have three or more than children, you can claim for all of them if they were built-in earlier six April 2017.

You usually won't be able to claim Universal Credit for third or subsequent babies, except in limited circumstances, including a multiple birth, adopting or condign a kinship carer.

What benefits can I claim if I'm studying?

Have you had a baby and are at higher or university? Then yous could qualify for financial aid. This could cover everything from living expenses and learning costs to travel and childcare grants.

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Source: https://www.moneyhelper.org.uk/en/benefits/benefits-if-you-have-children/benefits-and-entitlements-to-claim-when-you-have-a-baby

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